discussed and refined example in index.md  of draft spec.  Decided that certain blocks in VC MUST use SAI (self addressing identifiers) so that can reason about the data using the identifier.

This allows compactness and secure universal verifiability. Either the block is explicitly included or instead of the block a SAID.

The schema is nested with SAI blocks for the corresponding blocks in the VC

schema of data payload

schema of rules

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