• Start recording
• Welcome & antitrust notice
• Introduction of new members
• Agenda review

• Antitrust Policy Notice: Attendees are reminded to adhere to the meeting agenda and not participate in activities prohibited under antitrust and competition laws. Only members of ToIP who have signed the necessary agreements are permitted to participate in this activity beyond an observer role.
• New Members:

• Mathieu Glaude (CEO Northern Block) – Digital Universal Credential [sic] Adaptor
• Kaliya Young (Identity Woman) - Wallets Can’t be the Adapters Between Credential Formats

• For Issuers of the current paper, plastic or other electronic forms of credentials, issuing of VCs are an extension of whatever they are doing now 
• VCs and interactions between Parties need Use Cases & Mental Models to capture Context and which detail all the participating ecosystem components
• Capturing interactions, possibly in fine-grained detail will be key for Parties and Issuers, likely through logging
• Use by 3rd Party intermediaries (e.g., Holder, Verifier) are a possible solution for a number of “VC Exchange” types and workflows, but will require establishing trust of with all the participating Parties
• Consent is an unresolved problem which may see use of API to translate complex uses of data (and consequences) to non-experts
• Current credential presentations approaches may have limitations in the real world
• Verifiable Credential purpose/intended use/TermsofUse (W3C Data Model) should be carefully crafted and leveraged for Verifier governance (on use of credentials  data)

Sankarshan’s comments on the experiences of the Aadhaar (India Digital Identity UIDAI ID), where the lack of regulation on Verifiers caused issues related to the capture of private information (including identity, which (for Aadhaar is based on a biometrics)

• Review decisions/action items
• Planning for next meeting